Scammers are already targeting pensioners by pretending to offer help with winter fuel payments. Remember: HMRC and government agencies will never ask for your personal or bank details over the phone, by text, or by email to process these payments. If you receive a suspicious message or call, do not share any information—hang up and contact the official helpline instead. Stay safe and protect your details this winter! 
 
 
 
 
 
 
If you need any help, call the team at Holmes and Company on 01525 851101 or contact us here 
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